20-20 Warranty

20-20 Warranty

Prestige Vehicle Cover

Premium Protection Without Compromise

Prestige Vehicle Cover is our highest level of cover, offering extensive protection for all mechanical and electrical components, with generous labour rates and added premium benefits.

What’s Covered

Prestige provides comprehensive cover for all mechanical and electrical parts, including wear and tear subject to age and mileage limits.

Coverage may include key components such as:

  • All mechanical and electrical components
  • Advanced driver assistance & comfort systems (where factory fitted)
  • Wear & tear cover on included parts
  • Parts, labour and VAT up to your claim limit
  • Labour rates up to £200 per hour (inc. VAT)
  • Diagnosis time (up to 2 hours as part of a valid claim)
  • European cover for up to 60 days per year

What’s Not Covered

The following are excluded:

  • Routine servicing and maintenance items (filters, fluids, plugs, belts, tyres)
  • Wear & tear once the vehicle exceeds 10 years or 100,000 miles
  • Bodywork, paint, trim, upholstery and cosmetic items
  • Glass (windscreens, windows, sunroofs and panoramic roofs)
  • Batteries, exhausts and serviceable consumable
  • Pipes, hoses, fixings, wiring damage (e.g. corrosion, water or rodent damage)
  • Wheels and tyres
  • Damage caused by accidents, misuse, neglect or unauthorised modifications
  • Pre-existing faults or manufacturer recalls

Full exclusions and conditions apply — please refer to the policy booklet for details.

Added Prestige Benefits

  • Vehicle hire if repairs exceed 8 hours (up to 7 days, prior approval required)
  • European cover for added peace of mind when travelling
  • Consequential damage cover where a covered failure causes another covered component to fail

Making a Claim

  1. Contact our claims team as soon as a fault occurs
  2. Use a VAT-registered repairer
  1. Repairs must be authorised before work begins

Eligibility & Policy Information

  • Wear & tear cover applies up to 10 years / 100,000 miles
  • Fixed-term policies that do not auto-renew
  • Renewal subject to approval

Prestige Cover. Proper Peace of Mind.

Built for drivers who want maximum protection, premium labour rates and fewer compromises, Prestige Vehicle Cover delivers reassurance when it matters most.

What our customers say

  • Carlos

    “I've worked with this team for a long time and they're always quick to help whenever there's an issue. I've worked with other warranty companies, but these are the best, especially Luke and Toby who always provide outstanding service.

  • Mrs Laud

    “After an initial email that was a slight complaint 20 20 pulled out all the stops to put things right for us. Ours was an unusual case and the lady in question was very understanding helpful and cared about our feelings and concerns.they came back to me when they promised. It was resolved quickly and efficiently. Well done to all at 20-20 for restoring faith in your company. A huge thank you to L.

  • Hayley

    “Excellent service ! Purchased an older first car for my daughter along will 12 month warranty (Gold cover). Unfortunately a week later we could hear a rattle . Customer service was very helpful. Clearly explained what we need to do with a follow up help guide email Diagnostic done and estimate generated. 2020 warranty were happy to liaise directly with the repair garage keeping us in the loop and decision made the same day. Car was back on the road 2 days later and payment in my bank within a week .. couldn't of asked for a better service

  • Jake

    “VHad doubts about third-party warranties until now. 2020 Warranty handled my throttle body repair without hesitation. They contacted my chosen garage, authorised repairs, and sent payment fast. I even received a follow-up call to confirm everything was sorted. That’s the kind of reliability you want when your car breaks down.

  • Kian

    “Had a long road trip planned when the clutch started to feel off. 2020 Warranty arranged for diagnostics and covered the full repair within the same week. Couldn’t believe how smooth it was. Their team gave me real peace of mind during a stressful time. Highly professional and efficient.

  • Adrian

    “Called customer support about a whirring noise in my engine. They didn’t waste time. Authorised an inspection, confirmed the fault, and paid for a full alternator replacement. Everything was smooth and professional. I truly appreciated how proactive they were. Definitely renewing this policy when it comes up again.
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